car insurance estimate

Car Insurance: How to avoid the simple Mistakes

If you buy a policy with little deductibles, you may not need to pay for expenses in each minor scratch or door ding your vehicle receives (up to the amount of coverage). But, keep in mind that carrying a very small deductible can be very costly over the long-term because you will pay a higher premium each month. So, while your next scratch may be covered because of your tiny deductible, the higher premiums could erase those savings over time.

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car insurance estimate

How to get a cheap Car Insurance Deal

Is it possible to insure a car that is in someone else’s name? Yes, you can. You must, however, have an insurable interest in the car. And in the event of a covered loss, any compensation rewarded will only go to the legal owner of the vehicle. If the car is being financed, then it just depends on the insurance company’s policy. Some will require that you and the owner are both named insured on the policy, and some won’t let you do it at all. In these instances, the legal owner of the vehicle should get the policy in his or her name and write you in as the principle operator of the automobile.

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